--- real estate law - closings and title insurance
--- course production date: 6/21/2016
--- presented by ZI CHAO LIN

This course discusses the compensable loss under title insurance policies. It examines what loss or damage is compensable under owner's and lender's title policies, how the loss is calculated, and on which date the loss should be calculated.

The seminar considers various common loss scenarios, including forgery, easements, and encroachments.

Key course points are:
• Learn what loss is covered by title insurance policies.
• Learn the difference between the loss covered by owner's policies and lender's policies.
• Learn how to calculate the amount of loss covered by title policies.
• Learn the date upon which the loss should be calculated under title policies.
• Learn the calculation of loss under title policies with and without litigation.

--- presented by ZI CHAO LIN

Zi C. Lin is a partner at Garrett & Tully, PC. Mr. Lin received his bachelor’s degree from the University of California, Los Angeles and his juris doctor from the University of California, Hastings College of the Law. Mr. Lin’s practice focuses primarily on real estate litigation and business disputes.

Mr. Lin provides coverage opinions to title insurers and handles all aspects of title insurance defense, with an emphasis in bad faith litigation. Mr. Lin also represents escrow companies. He has considerable trial and arbitration experience, and has obtained favorable results for clients in California, federal, and bankruptcy courts. Mr. Lin has considerable appellate experience.

Mr. Lin has worked on appeals which resulted in published/citable opinions, including: Kwok v. Transnation Title Ins. Co. (2009) 170 Cal.App.4th 1562, Dollinger Deanza Assoc. v. Chicago Title Ins. Co. (2011) 199 Cal.App.4th 1132, Security Service Federal Credit Union v. First American Title Co., 2012 WL 5954815 (C.D. Cal. Jan. 27, 2012), aff'd Security Service Federal Credit Union v. First American Title Co., 585 Fed. Appx. 591 (9th Cir. 2014), Stockton v. Tope (2014) 233 Cal.App.4th 437, which clarified the law regarding the scope of coverage of title insurance policies; Liberty National Enterprises, L.P. v. Chicago Title Insurance (2013) 217 Cal.App.4th 62, which clarified the scope of the duty to defend under title insurance policies; and Ash v. North American Title Co. (2014) 223 Cal.App.4th 1258, which clarified the scope of escrow liability in the context of an unforeseen bankruptcy.

Mr. Lin has presented seminars on topics such as termination/continuance of coverage under policies of title insurance, the court’s perspective on motions for summary judgment/adjudication and the interplay between title insurance and bankruptcy.